Owner Occupied + Rental Program The Owner-Occupied + Rental mortgage program may very well be the least known and least advertised mortgage program, but as you will soon see, it [...]
Mortgage Supporting Documents Once you are eligible for a mortgage and are finalizing your mortgage, it comes down to managing and fulfilling your mortgage conditions. Your mortgage conditions are represented[...]
Why a seller should insist on a condition of finance In a very active, fast-moving, competitive real estate market where property prices are rising at unprecedented levels, my clients ask[...]
Purchase Plus Improvements It has often been said that we live in homes that we don't really like, to fix them up three months before we sell them for the[...]
The Mortgage "Stress Test" What is the "Stress Test," how is it determined, is it a good thing, and how does it affect you? Inescapably, it will affect the applicant[...]
Pre-construction Mortgages This Article will cover mortgage financing for newly built, 100% completed properties purchased from a 3rd party builder/real estate developer. We commonly refer to these properties and their[...]
Construction Mortgages Building a custom home suited to your exact needs is most people’s dream. When house prices are high or even unaffordable, we start to look for ways to[...]
Getting Mortgage-Free Faster All of us dream of retiring at a reasonable age with sufficient savings, a paid off mortgage and no debt so that we can enjoy the fruits[...]
How to Kick-butt Virtually It is encouraging and inspiring to see how businesses have stepped up and found new ways of serving their clients. We’re constantly in awe of our[...]
Leverage COVID-19 to reduce mortgage interest rates When life gives you lemons… Make lemonade! We’re approaching a tough situation with relentless optimism as far as we can. Jacques took us[...]