The Mortgage "Stress Test" What is the "Stress Test," how is it determined, is it a good thing, and how does it affect you? Inescapably, it will affect the applicant [...]
Pre-construction Mortgages This Article will cover mortgage financing for newly built, 100% completed properties purchased from a 3rd party builder/real estate developer. We commonly refer to these properties and their[...]
Construction Mortgages Building a custom home suited to your exact needs is most people’s dream. When house prices are high or even unaffordable, we start to look for ways to[...]
Getting Mortgage-Free Faster All of us dream of retiring at a reasonable age with sufficient savings, a paid off mortgage and no debt so that we can enjoy the fruits[...]
How to Kick-butt Virtually It is encouraging and inspiring to see how businesses have stepped up and found new ways of serving their clients. We’re constantly in awe of our[...]
Leverage COVID-19 to reduce mortgage interest rates When life gives you lemons… Make lemonade! We’re approaching a tough situation with relentless optimism as far as we can. Jacques took us[...]
Credit and your mortgage As we move forward with clarity and hope, I encourage you to look at the reality of your finances. The team at Mortgage Allies understand that[...]
Your Mortgage during COVID-19 from the Lender’s Point-of-View Sometimes all you need is a change in perspective to see things clearer. The current time is full of uncertainty and change,[...]
How to Take Advantage of Hard Times The past few weeks have been a whirlwind. Between the worry of the health and safety of our loves ones, to our own[...]
Mortgages for When Life Happens to Us… No one likes hard times and very few people want to talk about them, but they are inevitable and unavoidable so we will[...]