Mortgage Payment Frequencies

Mortgage Payment Frequencies This is the 10th article in our Mortgage Life Cycle Costs series. Why write these Mortgage Life Cycle Costs articles?  We have seen many people suffer loss, [...]

Amortization

Mortgage Amortization This is the 9th article in our Mortgage Life Cycle Costs series. As a reminder, Canada’s large banks are a saturated oligopoly.  Oligopolists are interdependent of each other[...]
Mortgage term article

Mortgage Term

Mortgage Term This is the 8th article in our Mortgage Life Cycle Costs series. As a reminder, Canadian banks are a saturated oligopoly.  Oligopolists are interdependent of each other and[...]
Mortgage supporting documents mortgage allies

Mortgage supporting documents

Mortgage Supporting Documents Once you are eligible for a mortgage and are finalizing your mortgage, it comes down to managing and fulfilling your mortgage conditions. Your mortgage conditions are represented[...]
Purchase plus improvements mortgage

Purchase plus improvements

Purchase Plus Improvements It has often been said that we live in homes that we don't really like, to fix them up three months before we sell them for the[...]

Mortgage Stress test

The Mortgage "Stress Test" What is the "Stress Test," how is it determined, is it a good thing, and how does it affect you? Inescapably, it will affect the applicant[...]

Mortgages for non-Canadians

Mortgages for non-Canadians Canada has had an incredible real estate market for the last 20 years, and we are blessed to live in one of the most desirable countries in[...]
Mortgages for new-builds

New Builds

Pre-construction Mortgages This Article will cover mortgage financing for newly built, 100% completed properties purchased from a 3rd party builder/real estate developer. We commonly refer to these properties and their[...]
Construction Mortgages Canada

Construction Mortgages

Construction Mortgages Building a custom home suited to your exact needs is most people’s dream. When house prices are high or even unaffordable, we start to look for ways to[...]