Make the Right Mortgage C...
Make the Right Mortgage Choice
Statistics tell us that more than 80% of Canadians will determine their mortgage choice based solely upon the interest rate that they ...
The Truth About Pre-Appro...
The Truth About mortgage Pre-Approvals
Pre-approvals are probably the most misunderstood area in mortgages today.
This is because the big banks have g...
Interest Rates
Interest Rates
Eighty percent of Canadians use interest rates as the sole criteria to find a suitable mortgage.
However, 80% of Canadians also break t...
Gifted Down Payments
The Gifted Down Payments
Understanding gifted down payments and how they could affect your mortgage.
There are many legitimate forms of down payments ...
The Mortgage You Don't Wa...
The Mortgage You Don't Want
Average house prices in Oakville are significant. Thus a mortgage is a large expense and should not be treated as a commodity.
...
Happy Holidays from Mortg...
Wishing all our Oakville clients happy holidays and a merry Christmas!
May the festive season be filled with great memories. Thank you for being great clients and we wish you the v...
Who Wants to Be House Poo...
Who Wants to Be House Poor?
You can avoid being house poor by following these quick tips!
We in Oakville have been blessed with a very strong housing ...
Rental Properties – Is it...
Rental Properties – Is it for everyone?
A rental property can be a great enhancement to your financial portfolio.
After all, it is a very tangible ass...
Meet Jim and Margie. They...
Meet Jim and Margie. They Wanted to Be Mortgage Free.
Meet Jim and Margie. They grew up in Oakville and they are in their early twenties. They go out with a great ...
Types of Mortgages – The ...
Types of Mortgages – The Confusion Removed
Most people think that a fixed mortgage is closed and a variable mortgage is open, which is not true. The rate type, wheth...
Bridge Loans
Bridge Loans
So, you have bought your beautiful new home and sold your existing home first, but it closes after your new home. What to do because your down payment i...
Is it Worth Breaking Your...
Is it Worth Breaking Your Mortgage?
Interest rates are at an all-time low and many people have rates that are above 3%.
Those people are legitimately ...
The 10 Reasons Why People...
The 10 Reasons Why People Break Mortgages
Statistics show that 83% of people break their mortgage before their mortgage matures, incurring penalties as a result.
...
Down Payment Amounts and ...
Down Payment Amounts and Sources
When purchasing a property and the borrower needs a mortgage, a down payment is necessary.
The down payment is the ca...
Mortgages for Self-employ...
Mortgages for Self-employed People
Self-employed people are the special kind who want to serve others through the great work that they do.
They face r...
How to Build and Maintain...
How to Build and Maintain Good Credit
Your credit is more important than your income when it comes to mortgages.
A mortgage is obtainable with a relat...
Secondary Homes: You Can ...
Secondary Homes: You Can Buy a Cottage with a 5% Down Payment
If you have ever wanted to own a cottage, care for your aging parents that live far from you or save ho...
Canadian Mortgage Lenders
Canadian Mortgage Lenders
As Canadians we are very blessed to have one of the strongest banking systems in the world.
This is because our banking syst...
The Death of the Equity M...
The Death of the Equity Mortgage
Rewind 5 years. Canadians could get a mortgage for 65% of the value of their home without declaring much actual income. If the borro...
New-to-Canada Mortgages
New-to-Canada Mortgages
From the day I arrived at Lester Pearson International Airport, I loved Canada. This beautiful country only genuinely felt like home to my fa...