Watch our monthly webinars
Mortgage Allies loves helping our clients and educating them so they can make informed decisions. We host a webinar most last Tuesday of the month at 9am EDT.
Mortgage Webinars
Advocacy and Support
Discover the essential Mortgage Advocacy and Support insights in our informative article. Gain expert advice and valuable tips on mortgage matters.
Discover the essential Mortgage Advocacy and Support insights in our informative article. Gain expert advice and valuable tips on mortgage matters.
Assumability
Discover the benefits and drawbacks of assumable mortgages, how they work, and when they might be a smart choice for your real estate endeavors.
Discover the benefits and drawbacks of assumable mortgages, how they work, and when they might be a smart choice for your real estate endeavors.
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Bridge Loans
A bridge loan bridges the gap when your purchase closing precedes the sale. Lenders may offer funds based on terms and conditions.
A bridge loan bridges the gap when your purchase closing precedes the sale. Lenders may offer funds based on terms and conditions.
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Budgeting
Master the art of budgeting. Explore key areas to boost your financial knowledge and manage your finances effectively.
Master the art of budgeting. Explore key areas to boost your financial knowledge and manage your finances effectively.
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Condition of Finance
In a hot, competitive real estate market with surging property prices, clients seek advice to safeguard their finances and competitiveness. Pertinent for both buyers and sellers.
In a hot, competitive real estate market with surging property prices, clients seek advice to safeguard their finances and competitiveness. Pertinent for both buyers and sellers.
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Construction Mortgages
construction mortgages can help you to meet your property goals, but their details and risks are fairly unknown to most of us.
construction mortgages can help you to meet your property goals, but their details and risks are fairly unknown to most of us.
COVID-19 and your Mortgage
Hard times are inevitable but avoidable with wisdom. Let's discuss how to protect ourselves in uncertain circumstances beyond our control.
Hard times are inevitable but avoidable with wisdom. Let's discuss how to protect ourselves in uncertain circumstances beyond our control.
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Credit Requirements for your Mortgage
Moving forward with hope, consider your finances. Mortgage Allies aims to empower you with crucial information. Assess your credit to move ahead confidently.
Moving forward with hope, consider your finances. Mortgage Allies aims to empower you with crucial information. Assess your credit to move ahead confidently.
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Debt Consolidation
Debt consolidation is the process of financing two or more debts into one. There are many reasons why people consolidate their debts
Debt consolidation is the process of financing two or more debts into one. There are many reasons why people consolidate their debts
First Time Home Buyer Benefits
Explore first-time homeowner programs, including the FTHBI program. Discover your options and benefits.
Explore first-time homeowner programs, including the FTHBI program. Discover your options and benefits.
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Interest Rates
Understand how they fluctuate, what factors influence them, and get insights to help you secure the best rate for your mortgage.
Understand how they fluctuate, what factors influence them, and get insights to help you secure the best rate for your mortgage.
Investment Properties
Achieve financial freedom through investment properties. Learn how to create a winning formula for residential investments and make informed decisions.
Achieve financial freedom through investment properties. Learn how to create a winning formula for residential investments and make informed decisions.
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Lender Philosophy
Gain a deeper understanding of lenders' principles and how they influence your borrowing experience.
Gain a deeper understanding of lenders' principles and how they influence your borrowing experience.
Leverage COVID-19
When life gives you lemons… Make lemonade! We’re approaching a tough situation with relentless optimism as far as we can.
When life gives you lemons… Make lemonade! We’re approaching a tough situation with relentless optimism as far as we can.
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Live Interview with a Lender
A change in perspective can bring clarity. Rachelle Gregory, SVP of Originations at Merix Financial Gain a fresh stance on COVID-19 questions.
A change in perspective can bring clarity. Rachelle Gregory, SVP of Originations at Merix Financial Gain a fresh stance on COVID-19 questions.
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Mortgage Amortization
A good mortgage amortization strategy can protect you and help you to become mortgage free faster while an unmanaged amortization period can be very limiting.
A good mortgage amortization strategy can protect you and help you to become mortgage free faster while an unmanaged amortization period can be very limiting.
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Mortgage Terms
Mortgage "term" is vital for your financial planning. Understand it to make informed decisions beyond just interest rates.
Mortgage "term" is vital for your financial planning. Understand it to make informed decisions beyond just interest rates.
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Mortgage-Free Faster
All of us dream of retiring at a reasonable age with sufficient savings, a paid off mortgage and no debt so that we can enjoy the fruits of our earlier years’ hard work.
All of us dream of retiring at a reasonable age with sufficient savings, a paid off mortgage and no debt so that we can enjoy the fruits of our earlier years’ hard work.
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New to Canada Mortgage Program
Special program for new Canadians buying homes. Dive into the ins and outs of this initiative.
Special program for new Canadians buying homes. Dive into the ins and outs of this initiative.
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Non-Canadians
Because non-Canadian buyers have different needs and represent different risks to mortgage lenders, their mortgage programs are different from normal Canadian mortgages.
Because non-Canadian buyers have different needs and represent different risks to mortgage lenders, their mortgage programs are different from normal Canadian mortgages.
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Owner-Occupied + Rental
Join Jacques, our Principal Broker, here at Mortgage Allies as he discusses the Owner-Occupied + Rental Program and how to make your mortgage work for you!
Join Jacques, our Principal Broker, here at Mortgage Allies as he discusses the Owner-Occupied + Rental Program and how to make your mortgage work for you!
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Payment Frequency
How often we make mortgage payments is either treated as an afterthought or overemphasised because of a believe that more payments will pay the mortgage off quicker.
How often we make mortgage payments is either treated as an afterthought or overemphasised because of a believe that more payments will pay the mortgage off quicker.
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Portability
Learn about the advantages and limitations of portable mortgages, how they function, and when they can be a beneficial feature when buying or selling a home.
Learn about the advantages and limitations of portable mortgages, how they function, and when they can be a beneficial feature when buying or selling a home.
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Pre payment Privileges
Explore mortgage prepayment privileges in our informative article. Discover valuable insights and tips for managing your mortgage effectively.
Explore mortgage prepayment privileges in our informative article. Discover valuable insights and tips for managing your mortgage effectively.
Click here to read the full article...
Pre-Approvals
Pre-approval is crucial in the mortgage journey. Our recent webinar delved into the Five C’s, collateral, terms & conditions, and its purpose.
Pre-approval is crucial in the mortgage journey. Our recent webinar delved into the Five C’s, collateral, terms & conditions, and its purpose.
Click here to read the full article...
Pre-Construction Mortgages
This Article will cover mortgage financing for newly built, 100% completed properties purchased from a 3rd party builder/real estate developer.
This Article will cover mortgage financing for newly built, 100% completed properties purchased from a 3rd party builder/real estate developer.
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Property Buy-Out
A mortgage buy-out allows co-owners to purchase departing members' equity, releasing them from the property's mortgage and deed, facilitating ownership transition.
A mortgage buy-out allows co-owners to purchase departing members' equity, releasing them from the property's mortgage and deed, facilitating ownership transition.
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Purchase Plus Improvements
Purchase Plus Improvements is a mortgage program allowing homebuyers to finance both the purchase price and renovation costs. It eases home improvement financing.
Purchase Plus Improvements is a mortgage program allowing homebuyers to finance both the purchase price and renovation costs. It eases home improvement financing.
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Refinancing your Mortgage
Canada's mortgage rules and jargon can confuse borrowers. Knowing refinance vs. switch matters for terms, conditions, and rates.
Canada's mortgage rules and jargon can confuse borrowers. Knowing refinance vs. switch matters for terms, conditions, and rates.
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Secondary Homes
Unlock the potential of a second home. Discover exciting opportunities to enhance your lifestyle. Explore the facts and endless possibilities.
Unlock the potential of a second home. Discover exciting opportunities to enhance your lifestyle. Explore the facts and endless possibilities.
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Self-Employed Mortgages
Self-employment hones skills like problem-solving and resilience. We navigate the mortgage journey's turbulence to ease the process for you.
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Self-employment hones skills like problem-solving and resilience. We navigate the mortgage journey's turbulence to ease the process for you.
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Sticker Price Blinding You
Surely, there isn't much else to know about a mortgage than the mighty interest rate, right? Well there is lots more that can make or break you.
Surely, there isn't much else to know about a mortgage than the mighty interest rate, right? Well there is lots more that can make or break you.
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Stress Test – Explained
What is the “Stress Test,” how is it determined, is it a good thing, and how does it affect you?
What is the “Stress Test,” how is it determined, is it a good thing, and how does it affect you?
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Supporting Documents
While mortgage support documents are not the most exciting mortgage topic to cover, they are an essential one.
While mortgage support documents are not the most exciting mortgage topic to cover, they are an essential one.
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Terms and Conditions
By over-focusing on interest rates at the cost of the rest of the mortgage details, you can incur significant, but potentially avoidable mortgage life cycle costs.
By over-focusing on interest rates at the cost of the rest of the mortgage details, you can incur significant, but potentially avoidable mortgage life cycle costs.
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We have a live webinar where you can ask questions most last Tuesday of the month at 9am EDT and it is free to join.